Recently, our carrier for homeowner's insurance changed and the new carrier recommended the installation of a Flow-based Water Leak Detection System. Probably boilerplate advice but it would certainly be based on experience with paying water leak claims. We already had the Sinope water valve in place but had not done the flow device part yet. This notice gave me a $ incentive to finish the job.
Anyway, this is what they said:
Install Flow-based Water Leak Detection System
The best way to protect your home from water damage is to install a flow-based water leak detection device. Our studies show that homeowners, like yourself, are more likely to experience water damage than fire or theft. Even though our Chubb claims department is dedicated to help you recover from these types of damages, we also know that water leaks can be a major hassle to you if not caught quickly. After a significant water loss, a homeowner can be displaced from their home on average 6-9 months before all repairs are complete in order to move back. Water losses can be devastating to your home and belongings; may lead to mold and health issues; and are more common than most homeowners realize.
A water leak detection device connected to your main domestic water supply is designed to quickly detect possible water leaks within your home’s plumbing system and shut your water off so no further damage occurs. These leaks can be a result of burst pipes, fixture failures, small drips or frozen pipes. A water leak detection system can warn you before a small leak becomes a big problem.
When choosing a water leak detection device, select one that is flow based rather than sensor-only, and that provides an automatic water shutoff function. Actual pipe size is needed to purchase the product. To ensure operation during power outages, consider enhancing protection with an auxiliary battery or uninterruptible power supply (UPS).
Once installed, please provide documentation such as an invoice and photos to your agent/broker. Please contact your Chubb Risk Consultant if you have any questions regarding the selection and purchase of a water shut off device. Visit www.chubb.com/water for more information.
We recommend the following water shut off device(s) for your home:
** Flo Logic. Purchase online at www.flologic.com/chubb using discount code "Chubb15". Connect with a preferred trade professional installer by calling 877-FloLogic.*
** Phyn Plus. Purchase online at www.phyn.com/chubb using discount code "chubb15". For installation, go to www.phyn.com/chubb or call 877-749-6792 to locate an Uponor Pro Squad installer in your area.*