The fact is, with today's devices and services, most people just don't need, and won't come close to really using, a connection much faster than 100-500 mbps. That might change over the next decade, but I laugh when people upgrade from 500 mbps to 1 gig, or from 1 gig to 2 gig, at home.
When we lived outside Philly, we had a 1 gig symmetrical connection at home, with two people in the household, simply because we could. We had about a 300 mbps (allegedly) connection in our small office a few miles away, with an average of 5-7 people making much greater use of it, because that's all the provider there could support. Did I notice any real, practical difference when working at either location? Nope! Sure, files would transfer faster at home on the 1 gig connection, but we're talking about a minute or two of difference (if that) when updating an OS or working on large video files. So, we'd go to the restroom or get a cup of coffee, and it's not like this was a major part of the day, most days.
When we moved to our vacation home permanently at the start of the Covid pandemic, we couldn't even get decent DSL and had to work on slow, cobbled together 4G with distant towers. Now that we noticed! But now we have Starlink, and routinely have two people working online every day (much Zoom and Teams), with one of them having streaming video (e.g., YouTube TV) on in the background. In the summer, we often have 1-2 guests on Zoom calls now and then, as well. Works great for everyone.
Bottom line: We need to make sure everyone in this country has access to about 100 down, 20 up, at a minimum. And, we probably need to shoot for about 500/100 by the end of the decade, to give us a good safety margin. But do most people need, say, a gig symmetrical? I'd say they won't even make practical use of it, and own the equivalent of a Ferrari for driving to the grocery store.